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How does the PBR affect you?

Prime Minster Gordon Brown has denied overruling Chancellor Alistair Darling on how tough the pre-Budget report (PBR) should be on spending. How will the measures affect you?

The BBC understands the Treasury wanted to announce tougher action to tackle Britain's deficit but was persuaded otherwise by Mr Brown.

Mr Brown said it was "completely wrong" to suggest he had overruled Mr Darling.

Wednesday's PBR announced a public sector pay cap and a rise in National Insurance, with both of these measures being introduced in from 2011.

Is tougher action needed to tackle Britain's deficit? How does the PBR affect your economic situation? What else did you want to see in the pre-Budget report?

The pre-Budget report as it happened

Your questions and comments

Read your previous comments about the report

Published: Wednesday, 9 December, 2009, 16:23 GMT 16:23 UK

All comments as they come in

Added: Saturday, 12 December, 2009, 09:41 GMT 09:41 UK

Brown is a consummate liar

barry mulvany, guildford, United Kingdom

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Added: Saturday, 12 December, 2009, 09:39 GMT 09:39 UK

I get the distinct impression that the wheels haven't even started falling off UK PLC yet, and we are in for really troubled times ahead. In the past we could manufacture our way out trouble, now we have to rely on banking - the very source of our troubles - and the bankers still don't acknowledge the damage they have caused. Doesn't look good.

Lord Vetinari, Ankh-Morpork

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Added: Saturday, 12 December, 2009, 09:39 GMT 09:39 UK

Well done Labour,hitting the pensions,we are now the war time generation,we have paid in full for our pensions,it is not a benefit.But not to worry we will live on our meagre savings,and then be able to join the supplementary benefits queue,housing benefits etc,its as broad as its long.We were once proud to be independant,Mrs Thatcher told us to stand on our own 2 feet,we did,but now they are being kicked from under us.

K.Allen, Preston Lancs

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Added: Saturday, 12 December, 2009, 09:38 GMT 09:38 UK

Another pension Brownism, Darling as much I as love you, do as your told, we taxed them to the hilt now lets reduce serps so we can make more dosh to spend

Rays a Larf, Portsmouth

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Added: Saturday, 12 December, 2009, 09:37 GMT 09:37 UK

I see that the Tories/Osborne is now saying that they would scrap the increase in NI - the reality is that he is saying that he would if he could! That means he's pontificating on it for political gain - and that is indeed hollow.
The truth the Tories have no idea what they will do!
I don't believe the Tories will win the next election - it will either be a hung parliament or a Labour win.
Cameron is losing it simply because he doesn't have the substance - he is a phoney!

James, Surbiton

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Added: Saturday, 12 December, 2009, 09:31 GMT 09:31 UK

The concept of total strategy, all factors relating to forwarding the interests of individual or social groups are interrelated and co-dependent. But problems arise when there are imbalances in emphasis and resources, always with lasting and catastrophic results. An imbalandefence capabilities on the other, to the detriment of industrial, and wealth generationce arose in Britain after WW2, Too much emphasis was placed, on social and welfare programmes on the one hand, and keeping up too many

Rays a Larf, Portsmouth

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Added: Saturday, 12 December, 2009, 09:19 GMT 09:19 UK

Thank you to the BBC news this morning for pointing out that the 2.5% rise ONLY affects Basic State pension. There must be many more pensioners like myself where that only affects 60% of my current State pension. The other 40% will remain fixed. This is yet another cowardly blow by this government to those over retirement age.

Lesley Kruse, United Kingdom

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Added: Saturday, 12 December, 2009, 09:18 GMT 09:18 UK

"The PBR is foul, but a world wide depression would have lasted a decade."

Grant Privett, Hereford, United Kingdom

Still might. This year our economy shrunk 4.75%, more that at any point during the Great Depression and every major economy is being artifically propped up. Much like a kid learning to ride a bike you can take the stabilisers off after 6 months, 1 year or even 3 years, it makes no difference, the minute you do the kid will fall off. The rescue will damage the recovery.

anon

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Added: Saturday, 12 December, 2009, 09:10 GMT 09:10 UK

Yes very tough action needs to be taken now to help reduce the massive deficit we have in the UK howevr New Labour want to continue borrowing just so things look good on "there watch" and they hope this may get them re-elected, next year and 2011 will be dire when the real work has to begin the Torys will at least tackle the issue New Labour are only interested in themselves

[noblesid]

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Added: Saturday, 12 December, 2009, 09:08 GMT 09:08 UK

When the Tories get in next year I'd like them to lay the books open so we, as a nation can then get to see exactly where OUR money, not Browns or Labours money, but OUR money has beeen spent.
It appears to me that Brown/Blair and Labour have used the hard working ethos of this nation to do nothing but further there own personal goals, there tenure has had nothing to do with imporving Britain but pursuing their vision of a socialist world order, starting with the EU.
Bring back Rule Britannia!

Steve Wright

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Added: Saturday, 12 December, 2009, 09:01 GMT 09:01 UK

So now we know - we pensioners are going to fund the bankers - the taxing of bonuses is a ridiculous idea as it stands, because any bank in its right mind will postpone bonuses until after April 5th - so little money coming in from that idea. But the hidden idea, revealed this morning, is that we pensioners should have our pensions frozen, ie cut, Well Brown has sealed my vote - has he no idea how many pensioners there are and our voting power? Why should we be chosen to suffer?

david, marlborough

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Added: Saturday, 12 December, 2009, 08:43 GMT 08:43 UK

This government is a joke , door left open , purse left open , give expenses to people already well paid , ( many with other sources of income ) pay people who have no right to be here , send money abroad to children of people who have no right to be here !! i never did get the logic of that . a budget that will clobber the few left working for a living , as i said this government is a joke.

s bingham

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Added: Saturday, 12 December, 2009, 08:13 GMT 08:13 UK

I am single, can only afford a studio flat and now am being clobbered again with more tax. Saving money these days is almost impossible on my salary, that money is then taxed as well - where is the incentive to work - might as well quit my job and watch tv all day soon!

[cosmicKoalaK], London

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Added: Saturday, 12 December, 2009, 07:37 GMT 07:37 UK

Yes, the PBR should have been a lot tougher - all the MPs perks like first-class travel, "fact-finding" visits abroad in winter and golden handshakes should have been abolished.
Mr Darling seems to forget that the money he is playing with is not his, or even the governments. It is ours and should be spent to our benefit - not his, not his banker friends, but us the taxpayer.

Keith Hill, Bradford, United Kingdom

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Added: Saturday, 12 December, 2009, 07:25 GMT 07:25 UK

" Public sector workers have been protected for too long"

After a wrist injury whilst swimming, we took our child to hospital in Florida. He was examined but needed no X-ray. His wrist was bandaged and the doctor prescribed Ibuprofen. Our bill was nearly £1000.
I do wish people in this country to try paying for the services they use before complaining about public sector pay and pension. Would you like to pay the market rate for your next hospital visit?

[solidcold], Wales, United Kingdom

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